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A reverse mortgage is a type of mortgage loan that the FHA (Federal Housing Administration) insures. This loan is available only to homeowners aged 62 or older. Florida Reverse Mortgages Currently, the florida hecm (home Equity Conversion Mortgage) is the most popular reverse loan program in Florida as well as the rest of the country.
Below, we explain how a reverse mortgage works, including how much it pays. It all depends on what you think will be the best fit for your unique situation.. Interest rates fluctuate over time, but currently hover around 5%.
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