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You may also refinance to take cash out from your home's equity.. Compare mortgage interest rates and terms; Choose the offer that best fits your needs.

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Home Buying 101: Florida Down Payment Assistance Programs Luckily, the federal government and Florida state government have stepped in and created programs specifically for first-time home buyers. Even if you don’t have much to put toward a down payment, or you need a low interest rate , these loans and mortgage programs are great options that are worth looking into.

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